Reward yourself for everyday activities.

UChoose Rewards

With UChoose Rewards, you earn points for every transaction you make with your personal and business Bank of Oak Ridge VISA® Debit Card and Credit Card.

You even get bonus points when you shop at participating retailers or at the UChoose Rewards website. And with our new enhancements, rewards pile up twice as fast:

Earn one point for every $2 spent when you use your debit card and sign for purchases.
Earn one point for every $4 spent when you use your debit card and PIN.
Earn one point for every $1 spent when you use your credit card.
Points begin to accrue on transactions once the card is enrolled.
Unused points expire after 1095 days (3 years) from the end of the month in which they were posted.

Watch those points pile up, and then choose from millions of items you actually want. It’s that simple.

Watch this video to learn more:

Earn and Redeem Your Points Now

Enroll in uChoose Rewards

If you’re a current cardholder, simply click the link below to enroll and start earning points with your Bank of Oak Ridge debit & credit cards.

Enroll Now >

Get Your Debit Card

Ready to start earning points, but need a Bank of Oak Ridge debit card? Simply find the option that fits your needs and open an account today.

Learn More >

Get Your Credit Card

You can earn and redeem points by using both debit and credit cards. Find the right credit card for you and begin earning points now.

Get a Credit Card >

Redeem Your Points

Already earning points? Redeem them for cash, gift cards through the Bank of Oak Ridge mobile app or uChooseRewards.com.

Go Mobile >

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“All of my accounts, both personal and business, have been with the Bank of Oak Ridge for over the past decade. I would give them 10 stars if I could, they are fantastic in every respect.”

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