Watch your savings grow with Bank of Oak Ridge.

Savings Accounts With You in Mind

Whether you are saving for your future or something special, enjoy the perks of Spectacularly Local banking with Bank of Oak Ridge, that means offering you flexible savings account options that maximize your potential interest.

With an Aspire savings account, you have the convenience of no minimum balance with the opportunity to accumulate interest at a competitive rate. This is a great option for housing your child’s college fund or your own emergency fund.

Opening Deposit: $50.00

Monthly Service Fee: $0

Key Perks:

  • No minimum balance requirement
  • Accumulate interest at a competitive rate

This savings account is great for your everyday savings needs. If you already have an Empower Checking account, this is a great next step.

Opening Deposit: $50

Monthly Service Fee: $0

Key Perks:

  • Higher interest rate
  • No minimum balance requirement
  • Empower checking account required

If you’re looking to take your savings up a level, consider a personal money market. This account is great if you’re looking for a tiered, interest-bearing account accessible by check.

Opening Deposit: $50

Empower Monthly Service Fee: $10

Key Perks:

  • Tiered, interest-bearing account that is accessible by check; receive higher interest rates on larger balances
  • No Money Market Service Fee assessed if the daily collected balance remains above $1,000.00 throughout the month
Contact Us to Get Started

Transfer the Cents

Already have a Bank of Oak Ridge savings account, and in search of more ways to grow your savings quickly and easily?

Sign up for the Bank of Oak Ridge Transfer the Cents program where you can grow your savings automatically, every day, without sacrificing your favorite treats.

Learn More

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“This community bank lives up to its reputation of community. The staff is consistently courteous, effective, respectful, helpful and efficient. They have always been extremely helpful in addressing all my needs as a personal and business banking customer.”

Damita W., Oak Ridge

*This is a restricted transactional account and is limited to six (6) pre-authorized withdrawals per month. Pre-authorized withdrawals include transfers initiated via telephone or online banking, or by check, draft, debit card, or similar order made by the client and payable to third parties. You may make unlimited withdrawals and transfers in person, by mail and through an ATM/ITM. If you routinely exceed these limitations, the Bank may close the account or convert it to a non-interest bearing account.