ClickSwitch
Switch everything in one place, in one sitting.
Switching your direct deposits and automatic payments with Bank of Oak Ridge means:
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Explore Your Checking Options
At Bank of Oak Ridge, we distinguish ourselves with our commitment to deliver Spectacularly Local banking. That means helping you reach your financial goals and empowering you to achieve personal success. Also, it means making sure you know about our available products and services, including all checking account options.
Elevate Checking is a great option for those who want a checking account with great features with an opportunity to earn interest.
Opening Deposit: $50
Monthly Elevate Service Fee: $10
Key Perks:
Higher interest earned based on meeting qualifications
Maintain a monthly average balance of $5000 in this account and we’ll waive the monthly Elevate service fee
Qualifications to earn the higher interest rate:
- Fifteen (15) debit card purchases, and
- One (1) direct deposit.
Additional Benefits:
- A Bank of Oak Ridge Visa debit card
- Access to online & mobile banking including mobile check deposit
- Digital Wallet for ApplePay, GooglePay and Samsung Pay
- Zelle instant payments
- & more!
Empower Checking is designed for those who want an extra layer of protection. With this account you are eligible for identity theft protection, accidental death and dismemberment insurance and even access to the Empower Savings account.
Opening Deposit: $50
Monthly Empower Service Fee: $6
Key Perks:
- Identity Theft Protection
- Accidental Death and Dismemberment Insurance
- Eligible for Empower Savings account
Qualifications to avoid the monthly Empower service fee:
- Ten (10) debit card purchases, and
- One (1) direct deposit, and
- Three (3) bill pay/automatic payments
Additional Benefits:
- A Bank of Oak Ridge Visa debit card
- Access to online & mobile banking including mobile check deposit
- Digital Wallet for ApplePay, GooglePay and Samsung Pay
- Zelle instant payments
- & more!
Engage Checking is a great option if you like to be on-the-go and want access to your funds without thinking about fees. With Engage Checking, you have access to mobile banking and all of our other amazing features, including worldwide ATM with a great personal debit card you can take anywhere.
Opening Deposit: $50
Engage Monthly Service Fee: $0
Key Perks:
No minimum balance
No monthly service fee
Additional Benefits:
- A Bank of Oak Ridge Visa debit card
- Access to online & mobile banking including mobile check deposit
- Digital Wallet for ApplePay, GooglePay and Samsung Pay
- Zelle instant payments
- & more!
Go Further with Your Checking Account
uChoose Rewards
Earn reward points on all Bank of Oak Ridge debit & credit cards. Redeem your points for cash, gift cards, merchandise, travel & more!
Worldwide ATM
At Bank of Oak Ridge, you have access to a worldwide ATM network and redeem up to $20 in ATM transaction fees every single month.
Mobile & Online Banking
Deposit checks, pay bills, transfer funds, set alerts, view insights and more with online banking & the Bank of Oak Ridge mobile app.
“Best Bank Ever. I walked in to open a new account. Literally, it took minutes. Everyone was kind and polite. The team member who assisted me was exceptional. He was very knowledgeable and answered all my questions. I am glad to be apart of this Bank of Oak Ridge family. Thank you all so much.”