Bank of Oak Ridge Digital Toolkit
At Bank of Oak Ridge, in addition to the five-star service that can only come from an employee-owned community bank, you’ll have access to all of our digital features. Simply follow the steps below and find out what it’s like to bank easier.
Switching your direct deposits and automatic payments with Bank of Oak Ridge means no confusing paperwork, no hunting down forms from dozens of institutions, and no forgetting what needs to be switched over.
We can assist you with every switch.
Ready to get started?
Contact Us to Get Your ClickSwitch Code
Already have your ClickSwitch code?
Log In to the ClickSwitch Portal
Want to make sure you remembered everything to switch?
View our Convenient Direct Deposit and Automatic Payments Checklists
With Bank of Oak Ridge, bank 24/7 anytime, anywhere with Online Banking for your personal and business accounts.
- Monitor account balances
- Transfer funds
- Pay bills
- Get e-Statements
- Schedule Text & Email Alerts
- Download into Quicken & Money
Ready to get started?
For more information, call Client Connect at 336-644-9944, use our online contact form, or stop by one of our convenient Triad office locations.
Web access is required to use Online Banking. Check with your Internet service provider for details on associated fees and charges.
Mobile Banking is a secure, convenient and completely free service* for Bank of Oak Ridge Online Banking clients to access your accounts anywhere, at any time and now with multiple access options!
- Deposit checks
- Turn your cards off and on instantly
- Use Zelle with friends and family
- Redeem uChoose Reward points
- Set card controls & alerts
- Manage travel plans
- Report a lost or stolen card
- Reset your pin
- and more!
Ready to get started? Download the app now:
Personal: 
Business: 
*Data rates may apply.
eStatements not only help our environment, they are also a more secure way to receive your statements by reducing the risk of mail fraud and identity theft. Additionally, you’ll never need to keep track of, store and shred your paper statements ever again. Plus, they’re free! So, you’ll save money and we may even save a few oak trees in the process. 
It’s easy, simply:
- Log-in or enroll in Online Banking > Select Services > Select Electronic Statements in the drop-down
- Read and accept the Electronic Correspondence Agreement & confirm your preferred email address
- Verify your email address with the verification code and click ‘submit’!
Ready to get e-Statements?
Need to enroll in Online Banking?
Once you’ve opened a Bank of Oak Ridge checking account, we’ll send your Bank of Oak Ridge Visa debit and/or credit card quickly!
Have questions about your card? We’re here to help.
In the Bank of Oak Ridge mobile app, you can take advantage of all of the amazing card services features, including:
- Add cards to your Digital Wallet & set as default
- Instantly turn cards off and on for security
- Set card controls and alerts
- Reset PIN in the app
- Update travel plans for card protection
- Report a lost or stolen card
- View & redeem uChoose Reward points
- View spending insights to improve finances
- View recurring payments and cards on file
- Check balances and view transaction history
- Send person-to-person payments with Zelle
Simply select ‘Cards’ in your Bank of Oak Ridge mobile app to access these features!
Ready to get started? Download the Bank of Oak Ridge mobile app now:
Personal:
Business:
With UChoose Rewards, you earn points for every transaction you make with your personal and business Bank of Oak Ridge VISA® Debit Card and Credit Card.
You even get bonus points when you shop at participating retailers or at the UChoose Rewards website. And with our new enhancements, rewards pile up twice as fast:
- Earn one point for every $2 spent when you use your card and sign for purchases.
- Earn one point for every $4 spent when you use your card and PIN.
Watch those points pile up, and then choose from millions of items you actually want. It’s that simple.
Ready to enroll? It’s easy!
Register at uChooseRewards.com
Watch the uChoose Rewards video to learn more.
Did you know that with a Bank of Oak Ridge card, you can access any ATM worldwide and receive up to $20 per month in ATM fee refunds!
With Bank of Oak Ridge, access your digital wallet through the Bank of Oak Ridge mobile app, or link your card to Apple Pay, Google Pay, and Samsung Pay.
Ready to get started? Simply link your card in the Bank of Oak Ridge mobile app or follow the easy instructions for Apple Pay, Google Pay and Samsung Pay.
Not sure what Digital Wallet is? Watch the video here.
Zelle is a convenient way to send money using your mobile banking app or online banking account. 
It’s easy! Simply download the mobile app and select ‘Transfer & Pay’ to set up your account with Zelle.
Ready to learn more about Zelle?
Watch the Zelle Video Tutorial
Try the Zelle Click-Through Demo
Bank of Oak Ridge is excited to offer another level of banking convenience with our Interactive Teller Machines (ITMs)!
What is an ITM?
An Interactive Teller Machine combines the convenience of an ATM with the service and expertise of an in-person bank visit. Think of it as video chatting with your banker.
5 Reasons You’ll Love ITMs
- Extended Hours: Bank 8am to 6pm, whenever it works for you.
- Shorter Lines: More tellers = less waiting
- Live Personal Assistance: Get help from a real, live teller – without flashing your bunny PJs to the whole lobby.
- Privacy & Safety: ITMs provide a safer way to complete transactions while on the go.
- Maximum Convenience: Access nearly all in-bank teller services… closer to you… on your schedule.
Have questions? We’re here to help.
As an IntraFi Network partner, at Bank of Oak Ridge you can access multi-million-dollar FDIC protection on deposits placed in demand deposit
accounts, money market deposit accounts, and CDs—all through our bank.
How does it work? Click here to watch the video and learn more.
Ready to get started? It’s easy! Simply reach out to a team member today through our online contact form, by calling us at 336.644.9944 or by visiting one of our convenient locations.
Insurance isn’t a “one size fits all” investment. You deserve a tailored approach that suits your lifestyle and business. Selecting the right coverage can be a tremendous boost to your financial portfolio by protecting your assets and providing financial support in times of need.
Oak Ridge Insurance Services is an extension of Bank of Oak Ridge. Voted Best Insurance Agent & Best Bank in the Triad, we’re proud to be your local insurance resource. Our independent advisors, Brent Schroyer and Chastity Spofford:
- Explain your policy so it is easy to understand
- Identify essential coverage you could be missing
- Guide you through the process beginning to end
- Advocate for you throughout your claims process
Visit Oak Ridge Insurances Services to get your complimentary quote:
Go to the Oak Ridge Insurance Services Website
*Insurance services are: Not a deposit, Not FDIC insured, Not insured by any federal government agency, Not guaranteed by the bank, May go down in value.
Bank of Oak Ridge is proud to partner with Detalus to provide our clients with a Digital Investment Advisor. This interactive platform provides you with a simple, quick way to design a retirement portfolio that’s perfect for the life you lead.
The Digital Investment Advisor is:
- Holistic. The customizable dashboard allows you to link and view all your financial accounts in one place.
- Personalized. Factor in your individual goals, needs, and risk tolerance to create a portfolio tailored specifically to you.
- Reasonable. Detalus is available with both a low annual advisory fee and minimum investment requirement, not inclusive of expenses associated with the funds in the portfolio.
Getting Started
Whether you are an expert or novice, Detalus has you covered. Simply click the link below and you will be invited by Detalus to create an account, answer a few simple questions, and receive a no-obligation review of your portfolio options.
Go to the Detalus Digital Investment Advisor Website
Please note: By clicking the above link you will be leaving the Bank of Oak Ridge website and going to the Detalus Digital Investment Advisor website. Investment services are: Not a deposit, Not FDIC-insured, Not insured by any federal government agency, Not guaranteed by the bank, May go down in value.
“I had an excellent experience with all the employees at the Bank of Oak Ridge. They assisted me completely with all my drafts and transfers from another bank. I would recommend the Bank of Oak Ridge to anyone that is looking for a bank with employees that genuinely care about there customers.”
Libby L., Greensboro
“I recently switched over to Bank of Oak Ridge and couldn’t be happier. Getting my new account set up was super easy. I absolutely recommend Bank of Oak Ridge to anyone who wants a secure bank with a personal touch.”
Jacob S., Greensboro
“A+ is an understatement. Feel like my family and my business is appreciated.”
William A., Greensboro
“Best Bank Ever. I walked in to open a new account. Literally, it took minutes. Everyone was kind and polite. The team member who assisted me was exceptional. He was very knowledgeable and answered all my questions. I am glad to be apart of this Bank of Oak Ridge family. Thank you all so much.”
Eboni E., Greensboro
“I didn’t think banking could so personal! That level of customer service is unheard of in the age of algorithms, chat bots, and call trees. I love that I talk to a local, knowledgeable human each time I call.”
Cristian N., Greensboro
“Moving all of our business and personal accounts to Bank of Oak Ridge was one of our best decisions ever! The customer service is unmatched. We are always able to get someone on the phone or via email quickly to help answer any questions or resolve any issues. As a small business owner, being able to speak directly to a branch manager has been been a life saver several times. I highly recommend Bank of Oak Ridge!”