When you need a local partner for your business.

Business Checking Account Options to Fit Your Needs

Partner with a bank that understands your business needs. Our business accounts offer a wide range of benefits and convenient options for organizations of all sizes.

Business Essential checking is ideal for businesses that have low to moderate transaction volumes.

Opening Deposit: $50

Conditions:

  • Up to 250 items per month ($0.35 per item over 250)

Additional Benefits: 

  • A Bank of Oak Ridge Visa Business debit card
  • Earn uChoose reward points on business debit & credit cards
  • Access to business online banking & the business mobile app
  • Remote Deposit Capture
  • Cash Management services
  • Worldwide ATM
  • Extended hours at all locations
  • Simplified month-end statements
  • 24/7 telephone banking
  • and more!

Business Analysis checking is great for businesses with either high transaction volume, large quantities of coin or currency deposits or cash management needs.

Opening Deposit: $50

Conditions:

  • Account is analyzed monthly
  • Monthly Account Maintenance Fee of $20 (included in analysis)
  • Earnings allowance may reduce or eliminate fees (please contact Bank of Oak Ridge for details)

Additional Benefits: 

  • A Bank of Oak Ridge Visa Business debit card
  • Earn uChoose reward points on business debit & credit cards
  • Access to business online banking & the business mobile app
  • Remote Deposit Capture
  • Cash Management services
  • Worldwide ATM
  • Extended hours at all locations
  • Simplified month-end statements
  • 24/7 telephone banking
  • and more!

Business Interest Checking is a wonderful option for businesses that want to earn interest on their checking account balance.

Opening Deposit: $50

Benefits/Conditions:

  • Competitive interest rate and annual percentage yield, based on account balance
  • Monthly Business Interest Service Fee of $40

Additional Benefits: 

  • A Bank of Oak Ridge Visa Business debit card
  • Earn uChoose reward points on business debit & credit cards
  • Access to business online banking & the business mobile app
  • Remote Deposit Capture
  • Cash Management services
  • Worldwide ATM
  • Extended hours at all locations
  • Simplified month-end statements
  • 24/7 telephone banking
  • and more!

Non-Profit Interest Checking is a great option for organizations that want to earn interest on their checking account balance.

Opening Deposit: $50

Benefits/Conditions:

  • Competitive interest rate and annual percentage yield, based on account balance
  • No minimum monthly balance requirements
  • Up to 400 items per month ($0.25 per item over 400)

Additional Benefits: 

  • A Bank of Oak Ridge Visa Business debit card
  • Earn uChoose reward points on business debit & credit cards
  • Access to business online banking & the business mobile app
  • Remote Deposit Capture
  • Cash Management services
  • Worldwide ATM
  • Extended hours at all locations
  • Simplified month-end statements
  • 24/7 telephone banking
  • and more!

Bank of Oak Ridge is considered a Prime Partner. Interest on Lawyers Trust Accounts (IOLTA) has been a vital source of funding for the provision of civil legal service to the poor through grants made to staffed legal services programs and volunteer lawyer programs that serve every county in the state and for other programs that work to improve the administration of justice.

Save Time & Money with these Business Checking Features

a group of people sitting around a wooden table.

Bank of Oak Ridge offers cash management and remote deposit capture services to support your business.

Contact Us >

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Earn uChoose reward points on all business debit & credit cards. Redeem your points for cash, gift cards, travel & more!

Earn Points >

Here you have access to a worldwide ATM network and can redeem up to $20 in ATM transaction fees every month.

Get Started >

a laptop computer sitting on top of a table.

Use the business mobile app and online banking to manage your business finances faster and from anywhere.

Go Mobile >

ClickSwitch

Switch everything in one place, in one sitting.

Switching your direct deposits and automatic payments with Bank of Oak Ridge means:

  • NO confusing paperwork
  • NO hunting down forms from dozens of institutions
  • NO forgetting what needs to be switched over

Learn More

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“Absolutely the best bank in the area. As a small business owner, I needed a financial partner to help us grow. I had been banking with one of the national banks and wasn’t able to get any help whatsoever.

Bank Of Oak Ridge has provided us with a local contact that can make immediate decisions. No shenanigans. No bureaucracy.”

Neal L., Oak Ridge